If you’re Involved in a Minor Accident
Auto Collisions are no joke. They can be very traumatic, life-changing events. Luckily, most collisions are only minor incidents. Below we tell you what to do if you’re involved in a minor accident.
Move to a Safe Area
If you vehicle still runs after a minor car collision move it out of the way. There have been numerous reports of people who get injured after the accident occurs because they weren’t stopped in a safe area. If you’re involved in a minor accident, move your car to the shoulder of the freeway, an empty parking lot, or any other area that’s out of the way.
Stop your Vehicle and Get Out
It is very hard for people to think clearly when they are involved in intense situations. After accidents, many people get out of their car while it’s still in gear causing the car to drift away without a driver. After you make sure your car is completely stopped, remember to check your surroundings before exiting your vehicle.
Call the Police
A police report can be very valuable if you’re involved in a minor accident. Some accident may lead to lawsuits; a police report may be all the evidence you need. Be sure to contact law enforcement if you’re involved in a minor accident. They will be able to check if any of the drivers are intoxicated or driving illegally. Sometimes, people who are involved in accidents may become violent. If a police officer is present, there is less likely to be an altercation. If there are no injuries, the police are less likely to show up to the scene. Be sure to file an accident report through the DMV immediately.
Gather Information
Try to get as much information as possible from the other driver. This info should include:
- Driver and passenger names
- License plate numbers
- Insurance information
- Makes and models of all vehicles involved
- Contact info for any eyewitnesses
- Location of the accident
- The name and badge number of any responding police officers
Take Pictures
Some auto collisions can lead to lawsuits. To protect yourself, be sure to take pictures of all damage done to each vehicle that was involved. This will also help you when you show your insurance provider the damage you need covered.
File an Insurance Claim
If you have Car Insurance Coverage, you can contact your provider while on the scene of the accident and file your claim instantly. Your Car Insurance Coverage agent will contact the insurance provider of the other driver and decide on what is and isn’t covered by your policy. If you need Car Insurance Coverage, give us a call at 1-800-771-7758 or go online and request a free Car Insurance Coverage quote. You do not want to be involved in an accident without insurance.
It is important to know what to do if you’re involved in a minor accident. Accidents are completely unpredictable and can happen in a blink of an eye. Remember to stay calm and follow the steps that were broken down above. Your safety is important. Also remember to get Car Insurance Coverage to cover any damages.